html{scroll-behavior:smooth}
body{margin:0;background:#F2F5FA;color:#10203A;font-family:"Segoe UI",system-ui,-apple-system,BlinkMacSystemFont,Roboto,"Helvetica Neue",Arial,sans-serif;font-size:16px;line-height:1.55;-webkit-font-smoothing:antialiased}
*{box-sizing:border-box}
a{color:#0A2D5A;text-decoration-thickness:1px;text-underline-offset:3px}
a:hover{color:#061D3B}
input,select,textarea,button{font:inherit}
button:disabled{opacity:.65;cursor:progress!important}
[hidden]{display:none!important}
.visually-hidden{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
html{-webkit-text-size-adjust:100%;text-size-adjust:100%}
h1,h2{letter-spacing:-.015em}
h1{font-weight:700!important}
:focus-visible{outline:2px solid #F2A900;outline-offset:2px}
main :focus-visible{outline-color:#0A2D5A}
.skip{position:absolute;left:16px;top:-60px;z-index:20;background:#F2A900;color:#1A1300;font-weight:600;padding:10px 16px;border-radius:6px}
.skip:focus{top:8px}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}
body>div>section{position:relative;overflow:hidden}
body>div>section>div{position:relative;z-index:1}
body>div>section::after{content:"";position:absolute;inset:0 0 0 45%;background:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='224' height='224'%3E%3Crect x='8' y='8' width='40' height='40' rx='8' fill='%23FFFFFF' fill-opacity='.055'/%3E%3Crect x='8' y='64' width='40' height='40' rx='8' fill='%23FFFFFF' fill-opacity='.055'/%3E%3Crect x='8' y='120' width='40' height='40' rx='8' fill='%23FFFFFF' fill-opacity='.055'/%3E%3Crect x='8' y='176' width='40' height='40' rx='8' fill='%23FFFFFF' fill-opacity='.055'/%3E%3Crect x='64' y='8' width='40' height='40' rx='8' fill='%23F2A900' fill-opacity='.16'/%3E%3Crect x='64' y='64' width='40' height='40' rx='8' fill='%23FFFFFF' fill-opacity='.055'/%3E%3Crect x='64' y='120' width='40' height='40' rx='8' fill='%23F2A900' fill-opacity='.16'/%3E%3Crect x='64' y='176' width='40' height='40' rx='8' fill='%23FFFFFF' fill-opacity='.055'/%3E%3Crect x='120' y='8' width='40' height='40' rx='8' fill='%23F2A900' fill-opacity='.16'/%3E%3Crect x='120' y='64' width='40' height='40' rx='8' fill='%23FFFFFF' fill-opacity='.055'/%3E%3Crect x='120' y='120' width='40' height='40' rx='8' fill='%23F2A900' fill-opacity='.16'/%3E%3Crect x='120' y='176' width='40' height='40' rx='8' fill='%23FFFFFF' fill-opacity='.055'/%3E%3Crect x='176' y='8' width='40' height='40' rx='8' fill='%23F2A900' fill-opacity='.16'/%3E%3Crect x='176' y='64' width='40' height='40' rx='8' fill='%23FFFFFF' fill-opacity='.055'/%3E%3Crect x='176' y='120' width='40' height='40' rx='8' fill='%23FFFFFF' fill-opacity='.055'/%3E%3Crect x='176' y='176' width='40' height='40' rx='8' fill='%23FFFFFF' fill-opacity='.055'/%3E%3C/svg%3E") right top/224px;-webkit-mask-image:linear-gradient(to left,#000,transparent);mask-image:linear-gradient(to left,#000,transparent);pointer-events:none}
.stats{max-width:1120px;margin:0 auto;padding:40px 24px 0;display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,200px),1fr));gap:16px}
.stats div{background:#FFF;border:1px solid #D3DCE9;border-left:4px solid #F2A900;border-radius:10px;padding:16px 18px;display:flex;flex-direction:column;gap:2px}
.stats strong{font-size:30px;line-height:1.1;font-weight:700;color:#0A2D5A;letter-spacing:-.015em}
.stats span{font-size:14px;color:#4C5B73;line-height:1.35}
.more{color:#0A2D5A;font-weight:600;font-size:14.5px;text-decoration:none}
a:hover>.more,a.more:hover{text-decoration:underline}
.sec{max-width:1120px;margin:0 auto;padding:56px 24px}
.eyebrow{font-size:13px;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:#0A2D5A;margin-bottom:12px}
.h2{margin:0 0 28px;max-width:640px;font-weight:600;font-size:clamp(28px,3.4vw,38px);line-height:1.18;text-wrap:balance}
.tiles{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,280px),1fr));gap:20px}
.tile{background:#FFF;border:1px solid #D3DCE9;border-radius:14px;padding:24px 26px}
.tile i{display:block;width:14px;height:14px;border-radius:4px;background:#F2A900;margin-bottom:12px}
.tile h3,.steps h3{margin:0 0 6px;font-weight:600;font-size:20px;line-height:1.25}
.tile p,.steps p{margin:0;color:#4C5B73;text-wrap:pretty}
.steps{list-style:none;counter-reset:s;margin:0;padding:0;display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,230px),1fr));gap:20px}
.steps li{counter-increment:s;background:#FFF;border:1px solid #D3DCE9;border-radius:14px;padding:24px}
.steps li::before{content:counter(s);display:flex;align-items:center;justify-content:center;width:34px;height:34px;border-radius:8px;background:#0A2D5A;color:#FFF;font-weight:700;margin-bottom:14px}
.helps{margin-top:14px;padding-top:20px;border-top:1px solid #EAF0F8}
.helps h2{margin:0 0 8px;font-size:16px;font-weight:600;letter-spacing:0}
.helps ul{margin:0;padding-left:18px;color:#4C5B73;font-size:15px;display:flex;flex-direction:column;gap:4px}
.foot{max-width:1120px;margin:0 auto;padding:36px 24px 28px;display:flex;flex-wrap:wrap;gap:28px 56px;font-size:14px}
.foot a{color:#FFF;text-decoration:none}
.foot a:hover{color:#F2A900}
.foot-brand{flex:1 1 280px}
.foot-brand img{display:block;height:44px;width:auto}
.foot-brand p{margin:12px 0 0;max-width:320px;color:#C5D3E6}
.foot-nav{display:flex;flex-direction:column;gap:8px}
.foot-legal{flex:1 0 100%;display:flex;flex-wrap:wrap;gap:6px 24px;justify-content:space-between;padding-top:18px;border-top:1px solid rgba(255,255,255,.18);font-size:13px;color:#C5D3E6}
#nav-toggle,#nav-toggle + label{display:none}
@media (max-width:720px){
header>div{padding:8px 16px!important}
header>div>a{min-height:44px}
header img{height:38px!important;width:auto!important}
#nav-toggle{display:block;position:absolute;opacity:0;width:72px;height:44px;right:16px;top:8px;margin:0;cursor:pointer;z-index:1}
#nav-toggle + label{display:flex;align-items:center;height:44px;padding:0 14px;border:1px solid rgba(255,255,255,.55);border-radius:6px;font-size:14.5px;font-weight:600;color:#FFFFFF}
#nav-toggle:focus-visible + label{outline:2px solid #F2A900;outline-offset:2px}
#nav-toggle:checked + label{background:rgba(255,255,255,.14)}
header nav{display:none!important;flex:1 0 100%;flex-direction:column;align-items:stretch!important;gap:2px!important;font-size:16px!important;padding-bottom:8px}
#nav-toggle:checked ~ nav{display:flex!important}
header nav a{display:flex;align-items:center;min-height:44px;padding:0 4px}
header nav a:last-child{justify-content:center;margin-top:6px;padding:0 16px!important}
body>div>section>div{padding:36px 16px 40px!important;gap:28px!important}
main>section{padding:28px 16px!important}
main>section:first-child{padding-top:32px!important}
main>section:last-child{padding-bottom:56px!important}
main>section>div:first-child{margin-bottom:20px!important}
main>section>div:only-child{margin-bottom:0!important}
footer>div{padding:20px 16px!important}
.stats{padding:24px 16px 0;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}
.stats div{padding:12px 14px}
.stats strong{font-size:24px}
.stats span{font-size:13px}
.sec{padding:28px 16px}
.h2{margin-bottom:18px}
.tiles,.steps{gap:12px}
.tile,.steps li{padding:18px 20px}
.foot{padding:28px 16px 24px;gap:20px 36px}
.foot-brand{flex-basis:100%}
.foot-nav a{display:flex;align-items:center;min-height:44px}
.foot-nav{gap:0}
.foot-brand a{display:block;min-height:44px}
a.more{display:inline-flex;align-items:center;min-height:44px}
body>div>section::after{display:none}
.helps{display:none}
main .more:not(a){display:none}
[data-m=btns]>a,[data-m=btn]{flex:1 1 100%;width:100%;text-align:center}
[data-m=card]{padding:22px 20px!important}
[data-m=band]{padding:24px 20px!important}
[data-m=note]{flex-direction:column;gap:8px!important;padding:12px 14px!important}
[data-m=fact]{padding:14px 20px!important;border-right:0!important;border-bottom:1px solid #EAF0F8}
[data-m=tools]{padding:20px!important;gap:22px!important}
[data-m=toollist]{display:grid!important;grid-template-columns:repeat(2,minmax(0,1fr));gap:0 12px!important}
[data-m=toollist]>a{display:flex;align-items:center;min-height:44px;line-height:1.25}
[data-m=swipe]{display:flex!important;gap:12px!important;overflow-x:auto;scroll-snap-type:x mandatory;margin:0 -16px;padding:0 16px 6px;scrollbar-width:none}
[data-m=swipe]::-webkit-scrollbar{display:none}
[data-m=swipe]>a{flex:0 0 80%;scroll-snap-align:center}
input:not([type=checkbox]):not([type=hidden]),select,textarea{font-size:16px!important}
input:not([type=checkbox]):not([type=hidden]),select{min-height:46px}
main a[href^="mailto:"],main a[href*="linkedin.com"]{display:inline-flex;align-items:center;min-height:44px}
button{min-height:46px}
button[type=submit]{width:100%}
}
.hover-1:hover{color:#F2A900!important}
.hover-2:hover{background:#FFC02E!important;color:#1A1300!important}
.hover-3:hover{background:rgba(255,255,255,.08)!important;color:#FFFFFF!important}
.hover-4:hover{border-color:#0A2D5A!important;box-shadow:0 10px 30px rgba(0,40,90,.10)!important;color:#10203A!important}
.hover-5:hover{background:#061D3B!important;color:#FFFFFF!important}
.hover-6:hover{color:#0A2D5A!important;text-decoration:underline!important}
.hover-7:hover{background:#061D3B!important}